Boat Description
Cumbia is a custom American Cruising Yachts 54 center-cockpit cruising yacht that has remained with her original owner since new. Throughout more than three decades of ownership, she has been maintained and continually upgraded without regard to minimizing cost. Her owner has always considered the condition, appearance and presentation of Cumbia to be a reflection of his own standards, and his approach to ownership has been correspondingly meticulous.
Rather than simply maintaining the yacht as she aged, the owner has continued to invest in her systems and equipment. Recent major upgrades include:

A new U.S. Spars aluminum mast in 2023
A 2023 North Sails 3Di Ocean mainsail, genoa and staysail
A 2023 Fisher Panda 12kW generator

Her electrical system includes:

A 1,350Ah Battle Born Lithium house and winch bank
Dual Xantrex Freedom SW 3000W inverter/chargers
Victron DC-to-DC charging
A Balmar 220A high-output alternator

Designed around long-distance cruising, Cumbia carries:

300 gallons of diesel
400 gallons of fresh water

Her cutter rig, Leisure Furl in-boom furling, electric sail-handling winches and controls concentrated around the helm allow a yacht of this size to be managed with a small crew. Her 20-inch four-blade Feathering Max-Prop (New in 2025) is driven by a Yanmar 4LH-TE 110 HP diesel.
The oversized center cockpit provides seating for up to 12 and incorporates deck-level entry from both port and starboard. A custom fiberglass stern arch houses concealed davits and supports communications equipment, while the retractable swim platform provides access to the water and tender.
Below deck, Cumbia has a four-cabin, two-head arrangement. The aft master has a centerline queen berth, the forward VIP has a centerline double berth, and two additional cabins provide further guest accommodations. The main saloon, forward-facing navigation station and galley form the central living area, finished in traditional teak joinery and teak-and-holly flooring.
Cumbia represents an unusual opportunity to acquire a one-owner yacht whose long-term stewardship is documented not simply by her maintenance history, but by the scale of the equipment and systems that have continued to be renewed and upgraded throughout her ownership.

Additional Information
Accommodation
Cumbia features a 4-cabin, 2-head interior arrangement. The aft master stateroom has a centerline queen berth, while the forward VIP cabin has a centerline double berth. A forward guest cabin includes a lower double berth and upper single berth, and a 4th cabin with bunk beds is located adjacent to the galley. The main saloon incorporates port and starboard seating with a folding dining table, with the forward-facing navigation station and galley integrated into the main interior living space.

Interior Comforts and Amenities

(4) Stateroom interior arrangement
Aft master stateroom with queen-size berth, ample storage and hanging lockers
Forward VIP guest cabin with queen-size berth, storage drawers and hanging locker
Starboard forward guest cabin with bunk beds and ample storage
4th/kids cabin with bunk beds located off the galley
Large saloon with extensive windows and hatches, visually connecting the saloon, navigation station and galley
Traditional teak interior with veneered teak walls and cabinetry
Solid teak cabinet corners and fiddles
Veneered teak-and-holly flooring finished with 10 coats of Captain’s varnish
Vinyl galley flooring over plywood subfloor
Soft-start Velair stainless-steel air-conditioning system (2024)
(2) 18,000 BTU units (2024)
(1) 12,000 BTU unit (2024)
Individual controllers (2024)
Night mode for quiet operation (2024)
Low-draw maintenance mode
12V DC fan in each stateroom
(2) Dorade vents over the saloon for additional ventilation
6-gallon, 110V Raritan water heater with engine heat exchanger
Pressurized hot and cold freshwater throughout the vessel
Quiet 12V freshwater pressure pump
Freshwater accumulator tank
(5) Opening portlights


Master Stateroom

Queen-size centerline berth
Ample storage drawers
Port-side loveseat
Extra-large cedar-lined hanging lockers to port
Bedside controls for dimmable overhead lighting and reading lights


Master Head

Raritan 12V electric toilet with macerator pump
Selectable overboard or holding-tank discharge
Stainless-steel sink
Dedicated shower stall with curtain
Mirrored medicine cabinet above sink
Single-door cabinet below sink
Teak flooring
Varnished folding shower seat


Galley

Force 10 4-burner gimbaled propane stove with oven
Double stainless-steel galley sink
Emergency freshwater foot pump
Deep freeze
Panasonic microwave
Stand-up refrigerator/freezer combination
Row of small cabinets above and at countertop level
LPG system with (2) standard 20-lb propane tanks
Vented deck propane locker
Regulator
Dedicated plumbing
Solenoid
Controller
Alarms for stove and deck BBQ
Propane locker located behind starboard cockpit seat backrest


Main Saloon

(4) Large side windows
(4) Smaller forward-facing windows
(2) Large overhead hatches
Port-side single lounge/settee extending from navigation station to forward bulkhead
Warm overhead reading light
Generous storage beneath port settee and behind backrest
Starboard L-shaped lounge/settee adjacent to dining table
Varnished folding and adjustable dining table
Overhead cabinetry to port and starboard adjacent to forward bulkhead
Companionway staircase with lower (2) steps removable for engine-room access


Navigation Station

Forward-facing navigation desk finished in varnished teak with 12 coats of Captain’s varnish
Upholstered bench seat with storage below
Bench seat can be moved to dining table for additional seating
Electrical panel located behind navigation station
Generator and bilge system controls/monitoring to port
B&G 16" Zeus 3S MFD and radio forward
Chart light


Forward Guest Cabin

Lower double berth
Upper single berth
DC fan
Reading lights
Hanging locker
Storage drawers
Overhead hatch


Forward VIP Ca