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Terms & Conditions

Last updated: July 2026

1. Scope of Application

1.1 These General Terms & Conditions (hereinafter: the "Terms of Use" or "GTC") and the Privacy Policy (hereinafter: the "Privacy Policy") govern your use of the website www.yatzo.com (hereinafter: the "Website") operated by Yatzo SA (hereinafter: "Yatzo", "Yatzo.com", "we", "us") and all the services available on the Website (hereinafter the "Services").

1.2 These Terms of Use refer to the following additional terms, which also apply to your use of the Website:

  • the Privacy Policy, which forms an integral part of these Terms and sets out how, and on what legal bases, we process the personal data we collect from you or that you provide to us. You warrant that the data you provide is accurate and undertake to keep it up to date; and
  • the Additional Terms (hereinafter: the "Additional Terms") governing specific Services. Where Additional Terms apply, we will inform you at the time you request the relevant Services. The commercial terms of any paid or subscription Services — including price, duration, renewal, payment terms, applicable usage limits and scope of access — are not set out in these Terms or in the Privacy Policy, but in the Additional Terms presented at the point of purchase. These Terms and the Privacy Policy continue to apply to and alongside the Additional Terms; in the event of a conflict, the Additional Terms prevail with respect to the relevant Service.

1.3 These Terms of Use apply to any and all use made of the Website, in particular when you view, download or consult information and advertisements or access any other products or services offered by Yatzo SA on the Website, unless reference is made to specific provisions for these products and services and Additional Terms apply.

1.4 By accessing the Website or by using our Services, you acknowledge that you have read and understand these GTC and our Privacy Policy and that you agree to be bound by them. You warrant that you have the legal capacity to accept these Terms of Use and the Privacy Policy. If you do not agree to the Terms of Use or the Privacy Policy, you must immediately stop accessing and/or using the Website and/or our Services.

1.5 We may amend these Terms of Use and/or the Privacy Policy from time to time, in particular to reflect changes in our Services, our business practices, or applicable law. Where an amendment is material, we will provide notice by posting it on the Website and, where you hold a registered Account, by email to the address associated with your Account, at least 14 days before the amendment takes effect. Your continued access to or use of the Website or Services after the effective date of any amendment constitutes your acceptance of the amended Terms. If you do not agree to the amended Terms, you must stop accessing and/or using the Website and/or Services before the effective date. We recommend that you consult this page regularly. Likewise, we may at any time modify the content and form of our Services or remove some of them, and the technical characteristics of the Website may also be changed at any time in a discretionary manner.

1.6 Third-party websites that may be reached through our Portals are not subject to the principles laid down herein.

2. Legal Notices

2.1 The Website is powered and operated by Yatzo SA, with its registered seat at Rue du Rhône 80–84, CH-1204 Geneva, Switzerland.

2.2 The Visitor may at any time contact us:

  • by simple letter to the business address of the company, Rue du Rhône 80–84, CH-1204 Geneva, Switzerland;
  • by email to the following address: info@yatzo.com;
  • by phone at +41 78 792 28 06, Monday to Friday from 08:00 to 12:00 and from 13:00 to 16:00.

3. Yatzo Group and Affiliates

3.1 Yatzo operates as part of a group of affiliated companies (each an "Affiliate", together the "Yatzo Group"), which may operate the Website, or certain sections or functionalities of it, and/or provide Services directly to Visitors and Subscribers in certain jurisdictions or markets.

3.2 Where you register for an Account or purchase a Subscription, you may be contracting with Yatzo SA or with the relevant Affiliate operating in your jurisdiction or market. The identity of the contracting party will be indicated to you at the point of registration or purchase.

3.3 Each Affiliate independently manages its relationship with its own Subscribers, including the applicable Additional Terms, pricing, invoicing, support, and data processing arrangements relevant to the Services it provides. We recommend that you review the specific terms and conditions presented by the Affiliate through which you access the Services, as these may supplement or differ from these GTC and, in accordance with Section 1.2, shall prevail over these GTC to the extent of any conflict with respect to the relevant Service.

3.4 Nothing in this Section shall be construed as making Yatzo SA liable for the acts, omissions or contractual undertakings of any other Affiliate, or as creating any partnership, joint venture, or joint and several liability between members of the Yatzo Group, except as required by mandatory law.

4. Definitions

Throughout these General Terms & Conditions, the following terms have the meaning set forth below:

  • "Account" means the registered user account created by a Visitor in order to access certain Services, as described in Section 6;
  • "Additional Terms" means the additional terms of use governing specific Services, including the commercial terms of paid or subscription Services, presented to the Visitor at the point of purchase or at the time the relevant Services are requested;
  • "Affiliate" has the meaning given to it in Section 3.1;
  • "Content" means any content on this Website, including content that is provided by us or any other entity collaborating with Yatzo;
  • "Personal Data" means any information relating to a natural person that can be used to identify such person, directly or indirectly, in particular by reference to an identifier such as a name, audio-visual materials, log-in information, location data, and other factors, or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person;
  • "Services" means all the services provided by Yatzo through the Website;
  • "Subscriber" means a Visitor who has purchased a paid Subscription to the Services;
  • "Subscription" means a paid tier of access to the Services, the specific terms of which are set out in the Additional Terms presented at the point of purchase;
  • "Third-Party Content" means any content originating from another website and which is displayed on the Website;
  • "Visitor" means any person or bot using the Website, accessing its source code or accessing its content in any way;
  • "Website" means the domain www.yatzo.com.

5. Description of the Services Provided by the Website

5.1 Yatzo.com is a high-technology data intelligence platform delivering advanced SaaS and DaaS solutions to stakeholders across the global boating and marine industry. The platform is designed to streamline large-scale data ingestion, normalisation and curation, eliminate information silos, and generate actionable insights through a robust, scalable infrastructure. Yatzo provides users with real-time access to a continuously enriched and dynamic dataset, enabling precise decision-making, market monitoring, predictive analytics, and strategic planning.

5.2 The Visitor is informed that the Services are subject to constant evolution.

5.3 Where the Visitor purchases a paid Subscription or otherwise accesses a paid tier of the Services, the specific commercial terms applicable to that Subscription — including price, duration, renewal, payment terms, applicable usage limits, and scope of access — are not set out in these Terms or in the Privacy Policy, but will be presented and made available to the Visitor at the point of purchase, and shall constitute Additional Terms within the meaning of Section 1.2. By completing a purchase, the Visitor accepts such Additional Terms in addition to these GTC. In the event of a conflict between such Additional Terms and these GTC, the Additional Terms shall prevail with respect to that Subscription.

5.4 When you fill out a contact form available on the Website in order to contact Yatzo, your consent may be requested to receive a newsletter from Yatzo. The newsletter will only be sent with your explicit consent. After entering your email you will receive a confirmation email to the specified email address. The newsletter will only be sent after explicit confirmation by clicking on a link provided in the confirmation email (so-called double opt-in). With the newsletter registration form, data are stored. Besides the visible form fields such as email address, first name and last name, the time of registration and the current language are also saved. We need this information to address you personally and to send the newsletter in the correct language. Please note that you can unsubscribe from this newsletter at any time by clicking on the corresponding link in the body of the newsletter email you may receive.

5.5 By clicking on the links (including banners) on this Website, you may leave it and go, under your own responsibility, to sites of third parties outside the control of Yatzo. Since Yatzo does not necessarily carry out an exhaustive verification of all sites linked by a hypertext link, it declines any responsibility as to the contents, products, services or offers diffused there. The elements contained on linked sites are provided only for your convenience and information, and may be subject to the terms and conditions and privacy policies of the relevant third parties.

6. Account and Registration

6.1 In order to access certain Services, in particular paid Subscriptions, you may be required to register for an Account with Yatzo. You must be at least 18 years old and have the legal capacity to enter into these Terms in order to open an Account.

6.2 You agree to provide accurate, current and complete information during the registration process and to keep such information up to date at all times, including a valid email address at which we may send notices relating to your Account.

6.3 You are solely responsible for maintaining the confidentiality of your Account credentials and for all activities that occur under your Account, whether or not authorised by you. You must notify Yatzo immediately at info@yatzo.com of any unauthorised use of your Account or any other actual or suspected breach of security.

6.4 Your Account is personal to you. You may not share, sell, assign or otherwise transfer your Account or your credentials, and you may not allow any third party to use your Account.

6.5 Yatzo reserves the right to suspend or terminate any Account that provides false, inaccurate, incomplete or misleading information, or that is used in breach of these Terms, without prejudice to any other rights or remedies available to Yatzo.

6.6 You may close your Account at any time by contacting Yatzo at info@yatzo.com. Closing your Account does not relieve you of any obligation accrued before closure (including any amount due under a Subscription), and those provisions of these Terms which by their nature are intended to survive termination shall continue to apply in accordance with Section 9.4.

7. Safety

7.1 Yatzo commits itself to make sure its computer systems and other software over which it has control are up to date in terms of safety.

7.2 Visitors are obliged to make sure their computer systems and other software under their control are up to date in terms of safety. You are responsible for configuring your information technology, computer programs and platform in order to access our Website. Visitors need to ensure that their computer system meets all relevant technical specifications necessary to use our Website and that their computer system is compatible with our Services. You can access our Services through your internet access provider and by using software downloaded from third parties via the Internet, which access and software do not fall within our responsibility.

7.3 In case of violation of any obligation provided by these GTC, Yatzo can immediately block the Visitor involved from platform access. In such a case, Yatzo is also entitled to claim adequate damages.

8. Use of the Website by Visitors

8.1 By using the Website you agree not to perform any of the following acts:

  • perform any act which interferes with or disrupts the Website. In particular, you must not hack into, circumvent security or otherwise disrupt the operation of the Website, or attempt to carry out any of the foregoing;
  • remove, alter, deface, overprint or otherwise obscure any Yatzo patent, trademark, service mark or copyright notice;
  • attempt to gain unauthorised access to the Website, the server on which Services are stored, or any other server, computer or database connected to our Services;
  • re-publish or provide access to any Content of the Website on the Internet without mentioning Yatzo as a legitimate source and indicating a proper URL link to the Website;
  • use or attempt to use any automated program (including, without limitation, any spider or other web crawler) to search, access, copy and display Content available on the Website;
  • use the Website or our Services in breach of these Terms and/or the Privacy Policy.

8.2 We reserve the right to interrupt, suspend or close, freely and from time to time, access to the Website and/or the Services for updating purposes for an undefined period. Some elements of the Website may happen to be out of date, and we are not obliged to update such elements on a regular basis.

9. Term and Termination

9.1 These Terms take effect upon your first access to or use of the Website and/or the Services and remain in force for as long as you continue to access or use the Website and/or the Services, unless earlier terminated in accordance with this Section.

9.2 Where you hold a paid Subscription, the term, renewal and termination conditions specific to that Subscription shall be as set out in the applicable Additional Terms presented to you at the point of purchase.

9.3 Yatzo may suspend or terminate your access to the Website and/or the Services, in whole or in part, at any time and without liability to you, if: (a) you breach these Terms or any Additional Terms; (b) any amount due from you remains unpaid; or (c) you engage in conduct that Yatzo reasonably considers harmful to Yatzo, other Visitors, or any third party.

9.4 Upon termination for any reason, your right to access and use the Website and/or the Services will immediately cease. Sections of these Terms which by their nature are intended to survive termination — including, without limitation, Sections 12 (Intellectual Property Rights), 14 (Liability Limitation), 15 (Indemnification) and 20 (Governing Law and Jurisdiction) — shall so survive.

10. Disclaimer

10.1 No information, whether verbal or written, obtained by means of the Website can give rise to any warranty or be assimilated to any representation which is not expressly indicated, and Yatzo declines any responsibility for any legitimate expectations arising from such information or content for any Visitor or anybody who may be informed of such content. None of the general information available through our Services is intended to be a substitute for independent professional advice.

10.2 The Content published on our Website is provided for general information only. No information available to the public on the Yatzo Website is intended to amount to advice on which you should rely for decision-making in respect of any contract or investment made with any third party.

10.3 Except for information obtained individually and specifically, based on an express and personal contract signed with Yatzo, you must always seek specific and professional advice before taking, or refraining from, any action on the basis of information published on the Website or available through our Services.

10.4 When accessing the Website, please note that any Content or Services are used at your own risk. The Website and its Content are provided on an "as is" and "as available" basis. You are solely responsible for any negative consequences of the use you may make of the information obtained from the Website without requesting individual advice and assistance from Yatzo. In case of any doubt, please contact us to obtain individual and precise information: info@yatzo.com.

10.5 Yatzo does not guarantee that:

  • the Website and its Content, including Third-Party Content, will meet your requirements;
  • results that may be obtained from the general use of the Website, especially tips, information, estimates and indications displayed on the Website, will be accurate or reliable in your case (being general information, they are by definition incomplete and approximate, and should not be relied upon as the sole source of information with respect to any investment decision or commercial transaction);
  • the information presented on the Website is correct and reliable;
  • information contained on the Website will always be correct, safe or exempt from any risk related to your health, security and life;
  • the Website will be uninterrupted, timely, secure or error-free;
  • third parties will comply with their obligations and/or applicable legal regulations.

10.6 It is your responsibility to check and verify any value estimate created based on the Content of the Website. Yatzo shall not be responsible for any lost profit and/or other losses caused by an estimate created through the Website.

10.7 The fact that certain professionals are affiliated with Yatzo does not give rise to any higher level of responsibility for their dealings with you as a Visitor than would apply in the case of any other contact between you (as a Visitor) and such a professional.

11. Privacy Policy

When using the Website and/or the Services, the Visitor is invited to provide to Yatzo certain Personal Data, including some data concerning the Visitor's activity (such as time of visit, browser type, IP address, geolocation data, etc.). This information is used at all times in accordance with our Privacy Policy, which can be accessed via the footer of the Website, www.yatzo.com.

12. Intellectual Property Rights

12.1 All elements of the platform yatzo.com, including but not limited to its name, trademarks, logos, domain name, design, layout, software, algorithms, functionalities, databases and content, are the exclusive property of Yatzo or its licensors, and are protected under applicable intellectual property laws, including applicable sui generis database rights.

The name "Yatzo" and all associated marks, whether registered or unregistered, constitute protected trademarks. Any unauthorised use, reproduction, imitation or exploitation of these trademarks, in whole or in part, without the prior written consent of Yatzo is strictly prohibited.

In particular, each element displayed on the Website of any nature — text, image, sound, photo, video, music, database, data, logo, trademark, software, content, code, layout, etc. (except for Third-Party Content) — is legally protected as the exclusive property of Yatzo. Consequently, any reproduction (including downloading, printing, etc.), representation, communication, screening and broadcast, adaptation, modification, translation, transformation, synchronisation and integration into a different website, whether commercial or non-commercial, and/or any other form of reutilisation of all or part of the elements of the Website, is strictly forbidden without the prior written consent of Yatzo.

12.2 Use of the Website does not confer any intellectual property rights on the Visitor with regard to any element of the Website.

12.3 Yatzo grants Visitors a limited, non-exclusive, royalty-free, worldwide, non-transferable licence, revocable at any time, to use the Website and its Content — in particular to consult and display the information, databases and materials available on the Website — for their own personal needs.

12.4 Any direct or indirect commercial use of the Website is forbidden unless expressly authorised by Yatzo. Yatzo reserves the right to withdraw the above licence at any time, without notice and with immediate effect, in the event of violation of any law, infringement of these GTC, and/or any competitive activity by a Visitor against Yatzo.

12.5 As a Visitor, you undertake not to reproduce, hack, download, copy, broadcast or make any illegal use of the text, databases, data, code, images or any other Content of the Website. Any unauthorised use of any element reproduced on the Website (hacking, parasiting, illegal downloading, etc.) may give rise to civil and/or criminal prosecution and to the payment of damages to Yatzo.

12.6 The domain name on which the Website is hosted is the exclusive property of Yatzo. Visitors are not authorised to use or adopt any similar name for their own activity.

13. Third-Party Content

13.1 Any content coming from third parties and indicated as such, with a proper source, is the sole responsibility of the relevant third party and is subject to the terms and conditions and privacy policy of the third party from which it originates.

13.2 Yatzo assumes no responsibility of any kind for the third-party content it publishes on the Website. Under no circumstances can Yatzo's responsibility be engaged due to the use or content of hyperlinks to third-party content. Visitors consult and use the content of such links at their own risk.

13.3 Yatzo may, at any time and without notice, delete any third-party content from the Website.

14. Liability Limitation

14.1 TO THE EXTENT PERMITTED BY LAW, YATZO EXCLUDES ANY WARRANTY OR RESPONSIBILITY IN CONNECTION WITH THE WEBSITE AND CONTRACTS CONCLUDED BY VISITORS AND/OR ANY DEALINGS OR ACTIVITIES OF PROFESSIONALS AND/OR ANY DAMAGES RESULTING FROM AN ILLEGAL ACTION OF YATZO, EXCEPT FOR INTENTIONAL VIOLATION OR GROSS NEGLIGENCE. WE ACCEPT NO LIABILITY FOR LOSS OF PROFITS, VALUE, DATA OR CHANCE INCURRED BY THE VISITOR OR ANY OTHER PERSON, CAUSED BY THE ACTION OR INACTION OF YATZO OR ANY THIRD PARTY.

14.2 ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY EXPRESS OR IMPLIED GUARANTEE RELATED TO THEIR QUALITY, SUITABILITY, FITNESS FOR PARTICULAR NEEDS, UPDATES, COMPATIBILITY, SECURITY OR CORRECTNESS. YATZO WILL NOT BE LIABLE IF, FOR ANY REASON, THE SITE IS UNAVAILABLE AT ANY TIME OR FOR ANY PERIOD. YATZO DECLINES RESPONSIBILITY FOR INDIRECT DAMAGES AND/OR LOSSES, IN PARTICULAR WITH REGARD TO LOST REVENUE, BUSINESS INTERRUPTION, LOSS OF ANTICIPATED SAVINGS, LOSS OF BUSINESS OPPORTUNITY, GOODWILL OR REPUTATION, NOR FOR ANY OTHER INDIRECT OR CONSEQUENTIAL LOSS OR DAMAGE.

15. Indemnification

15.1 You agree to indemnify, defend and hold harmless Yatzo and its officers, directors, employees, agents and affiliates from and against any and all claims, liabilities, damages, losses, costs and expenses (including reasonable legal fees) arising out of or in connection with: (a) your use or misuse of the Website and/or the Services; (b) your breach of these Terms, any Additional Terms, or the Privacy Policy; (c) your violation of any applicable law or the rights of any third party; or (d) any Content you submit, post or transmit through the Website.

16. Force Majeure

16.1 Yatzo shall not be liable for any failure or delay in the performance of its obligations under these Terms to the extent that such failure or delay results from circumstances beyond its reasonable control, including without limitation acts of God, natural disasters, war, terrorism, civil unrest, governmental action, labour disputes, power or telecommunications failures, cyberattacks, or failures of third-party service providers.

16.2 Yatzo will use reasonable efforts to notify affected Visitors and Subscribers of any such event and to resume performance as soon as reasonably practicable thereafter.

17. Assignment

17.1 You may not assign, transfer or delegate any of your rights or obligations under these Terms without the prior written consent of Yatzo.

17.2 Yatzo may freely assign, transfer or delegate these Terms, in whole or in part, including to any affiliate, subsidiary or successor entity, or in connection with any merger, acquisition, corporate reorganisation, or sale of assets, without your consent and without notice to you.

18. Entire Agreement and Separability

18.1 These Terms of Use, the Privacy Policy and any Additional Terms, including any changes or amendments, constitute the entire agreement between you and Yatzo with regard to the Website.

18.2 Yatzo is free to conclude with any Visitor, upon request, an agreement completing these GTC. Provided that such agreement prevails, these GTC remain fully applicable to the entire relationship between Yatzo and the Visitor.

18.3 Yatzo's delay or failure to exercise or enforce any right or provision of these GTC shall not constitute or be construed as a waiver of such right.

18.4 If any provision of these Terms is judged null and void and/or invalidated by a tribunal, the Visitor and Yatzo agree that their intention, as emanating from this document, is to preserve the validity of this agreement to the greatest possible extent, and any other provisions of these GTC will remain in force and effect. Headings for each section have been included above for convenience only and have no legal meaning.

19. Various

19.1 Translations of these Terms of Use are made available to the Visitor as a courtesy. Only the English version is legally valid. It is the responsibility of Visitors to ensure they understand the content of the GTC. Translated versions merely serve to improve comprehensibility; in the event of contradictions, the English text shall prevail.

19.2 These Terms of Use apply to all use of the Website and the Services, whether occurring now or in the future. We may amend these Terms of Use from time to time in accordance with Section 1.5. The most recent version, as published here, shall be applicable.

20. Governing Law and Jurisdiction

20.1 These Terms of Use, as well as any issues in connection with them (including non-contractual disputes and claims), are governed by Swiss law, to the exclusion of its rules of private international law. The exclusive place of jurisdiction and performance is at the registered office of Yatzo.

20.2 The courts at the registered office of Yatzo shall have exclusive jurisdiction over any dispute in connection with these Terms (including non-contractual disputes and claims, as well as interpretation of the contract), subject to an appeal to the Swiss Federal Tribunal.